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Old 12-12-2019, 10:15 AM   #1
zandra
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guide to buying a home

So, I have decided to buy a new home. So i wanna ask which loan is good and perfect for me to settle the house renovation, furniture and also the interior design...

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Old 16-12-2019, 05:30 PM   #2
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So, I have decided to buy a new home. So i wanna ask which loan is good and perfect for me to settle the house renovation, furniture and also the interior design...
If you think your record is all good u can get loan from Bank Rakyat or islamic bank. The interest is quite low
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Old 16-12-2019, 05:30 PM   #3
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So, I have decided to buy a new home. So i wanna ask which loan is good and perfect for me to settle the house renovation, furniture and also the interior design...
Also for easy loan you can ask licensed loan company
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Old 17-12-2019, 11:25 AM   #4
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So, I have decided to buy a new home. So i wanna ask which loan is good and perfect for me to settle the house renovation, furniture and also the interior design...
How much is your budget? I did my home renovation last year around 10k to upgrade back living room + kitchen.
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Old 17-12-2019, 11:28 AM   #5
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If you think your record is all good u can get loan from Bank Rakyat or islamic bank. The interest is quite low
Yup better get islamic loans for fixed profit rate easier to manage ur finance. Bank rakyat not easy to get . Better apply for Yayasan ihsan rakyat one.
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Old 17-12-2019, 11:30 AM   #6
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Also for easy loan you can ask licensed loan company
Make sure find one with good interest or profit rate and make sure the company is reputable.
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Old 17-12-2019, 02:53 PM   #7
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How much is your budget? I did my home renovation last year around 10k to upgrade back living room + kitchen.
for the whole house i think it takes 20k or more based on the design and how much work has to be done.
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Old 17-12-2019, 02:55 PM   #8
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Yup better get islamic loans for fixed profit rate easier to manage ur finance. Bank rakyat not easy to get . Better apply for Yayasan ihsan rakyat one.
the interest is low of course the requirement is high. But if you want to find low comitment loan better do not use the banks as they really strict about the requirement to get loans.
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Old 17-12-2019, 02:56 PM   #9
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Yup better get islamic loans for fixed profit rate easier to manage ur finance. Bank rakyat not easy to get . Better apply for Yayasan ihsan rakyat one.
i've never heard about the company....
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Old 17-12-2019, 02:57 PM   #10
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Make sure find one with good interest or profit rate and make sure the company is reputable.
need to double check the loan company itself as we dont want to be deceived by "Ah Long"
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Old 19-12-2019, 10:16 AM   #11
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the interest is low of course the requirement is high. But if you want to find low comitment loan better do not use the banks as they really strict about the requirement to get loans.
This is true, bank is very strict as they only provide loans to whom have clear debt record. Even ppl with no debt may be unable to get loans from them.
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Old 19-12-2019, 10:18 AM   #12
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i've never heard about the company....
You can check their website here https://yir.com.my/ or the company facebook page https://www.facebook.com/PortalRasmiYIR/
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Old 19-12-2019, 10:19 AM   #13
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need to double check the loan company itself as we dont want to be deceived by "Ah Long"
They are far from ahlong . Even better they are actually a syariah compliant loan.
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Old 19-12-2019, 02:53 PM   #14
Baby Sayang
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This is true, bank is very strict as they only provide loans to whom have clear debt record. Even ppl with no debt may be unable to get loans from them.
Yup they need prove that we have clean and consistent result of any transaction that involving monthly payment and all. They also want us to convinced them with our supporting documents so that they believe in u
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Old 19-12-2019, 02:54 PM   #15
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You can check their website here https://yir.com.my/ or the company facebook page https://www.facebook.com/PortalRasmiYIR/
I have checked their website and i saw that the loan is just for government staff but not for everyone
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